Easy Car Finance

Excellent
Based on 825 reviews
Bener Borgoños
Bener Borgoños
2024-01-15
Lili Zhao has assisted me all the way through and very thorough of the process and procedure as per company’s standard. Her professionalism is off the books. The process was completed in a very short time frame.
Jesse Bartrim
Jesse Bartrim
2024-01-14
Helen from ecarz is amazing ! Hands down recommend her services for anyone looking for finance. Couldn’t be happier with the whole process Thankyou again Helen 😊 definitely will be returning for future
Adam Devenish
Adam Devenish
2024-01-13
Ryan was awesome to deal with. Will be using them again
CQ Aesthetics
CQ Aesthetics
2024-01-12
Tammy Haug has been an absolute pleasure to deal with. Highly recommend eCarz group.
Nathan Lowe
Nathan Lowe
2024-01-10
Got highly recommend to use Chad Masri, if u need car finanace give him a buz awesome service and smooth easy transition thanks again mate
Stephan Freina
Stephan Freina
2024-01-09
My wife and I are completely and utterly over the moon with what Ryan achieved on our behalf when things looked super bleak. So much so my wife was literally in tears when I had informed her of our approval, eCarz you rock…our go to car broker moving forward, thanks so much from the bottom of our hearts
Chris Forrest
Chris Forrest
2024-01-07
Mick teed up three vehicles for our fleet and came through for us quickly, with constant communication about availability, options, cost, and delivery timeframes. Even when our finance process took a lot longer than expected, Mick was courteous and kept everyone involved up-to-date. He’s a credit to the eCarz outfit, and I have no hesitation in recommended Mick or his colleagues to anyone looking for a vehicle at a good price. Many thanks!
Douglas Orlowski
Douglas Orlowski
2024-01-04
Very incredibly people to deal with that make everything so easy stress free and simple definitely recommend
Robert Prins
Robert Prins
2023-12-27
Great service. True to their word. Quick and effective process. Would recommend +++
Garry Back
Garry Back
2023-12-21
Great services from staff Helen was great it took a while She did a awesome job

Free Car Loan Eligibility Assessment

Compare car loans and leasing options without accessing your credit file.

Our Lenders
Excellent
Based on 825 reviews
Bener Borgoños
Bener Borgoños
2024-01-15
Lili Zhao has assisted me all the way through and very thorough of the process and procedure as per company’s standard. Her professionalism is off the books. The process was completed in a very short time frame.
Jesse Bartrim
Jesse Bartrim
2024-01-14
Helen from ecarz is amazing ! Hands down recommend her services for anyone looking for finance. Couldn’t be happier with the whole process Thankyou again Helen 😊 definitely will be returning for future
Adam Devenish
Adam Devenish
2024-01-13
Ryan was awesome to deal with. Will be using them again
CQ Aesthetics
CQ Aesthetics
2024-01-12
Tammy Haug has been an absolute pleasure to deal with. Highly recommend eCarz group.
Nathan Lowe
Nathan Lowe
2024-01-10
Got highly recommend to use Chad Masri, if u need car finanace give him a buz awesome service and smooth easy transition thanks again mate
Stephan Freina
Stephan Freina
2024-01-09
My wife and I are completely and utterly over the moon with what Ryan achieved on our behalf when things looked super bleak. So much so my wife was literally in tears when I had informed her of our approval, eCarz you rock…our go to car broker moving forward, thanks so much from the bottom of our hearts
Chris Forrest
Chris Forrest
2024-01-07
Mick teed up three vehicles for our fleet and came through for us quickly, with constant communication about availability, options, cost, and delivery timeframes. Even when our finance process took a lot longer than expected, Mick was courteous and kept everyone involved up-to-date. He’s a credit to the eCarz outfit, and I have no hesitation in recommended Mick or his colleagues to anyone looking for a vehicle at a good price. Many thanks!
Douglas Orlowski
Douglas Orlowski
2024-01-04
Very incredibly people to deal with that make everything so easy stress free and simple definitely recommend
Robert Prins
Robert Prins
2023-12-27
Great service. True to their word. Quick and effective process. Would recommend +++
Garry Back
Garry Back
2023-12-21
Great services from staff Helen was great it took a while She did a awesome job

Low Interest Loans, No Deposit, Quick Approvals Compare 45+ lenders to find the best car finance deal in Australia

With a choice of more than 45+ lenders available, we will customise the best car finance deal possible to suit your needs and have you approved for your finance TODAY*. eCarz will help you fund the assets that will improve your life. We provide cheap car loans Brisbane wide for not only cars but also boats, bikes, trucks, equipment, and more…

Our Finance Calculator
Loan Amount
Loan Term

Interest Rate
Balloon %


Let us know how we can help you by filling out our form. There’s no obligation to sign up, just a potential financial option to help you get your asset. Our car finance team will get back to you within a few short hours with information on whether we can loan you for a new vehicle, boat, or piece of equipment.

Get a FREE car loan eligibility assessment and compare car finance and leasing options without accessing your credit file.

All car finance quotes are supplied to you free and without any obligation.

Man sitting in car smiling at camera | Featured image for the Easy Car Finance page from eCarz.

Why eCarz?

eCarz are car loan Brisbane experts! We provide finance, insurance and warranties for cars, boats, bikes, jet skis, trucks, equipment and more with our award-winning finance solutions. We understand that applying for finance can often be overwhelming. Our customers enjoy the following perks when they choose our easy car finance team as their finance broker Brisbane wide:

Incredibly high approval rate
Fast and easy loan approval process
Cheap loans Brisbane, Sydney, and Melbourne at the lowest possible interest rates, customised to best suit your circumstances
Less documents and time-consuming paperwork
Help for both employed and self-employed loan applicants with and without financials
Submit Application Form Online
Email us at: info@ecarz.com.au

Car Loans for Businesses

Our expert easy car finance brokers will help you determine the best type of loan for your business. A few factors to take into consideration are the nature of your business, tax considerations, and cash-flow requirements. Speak with us about tailor-made financing options.

Interest Rate

We offer the best finance rates for brand-new cars. With over 45+ lenders in our panel, we are sure to find the best deal for you.
* based on a consumer contract for a new vehicle with specific criteria.

Pre-Approved Financing

Getting pre-approved ensures you can secure a car loan in Brisbane, Sydney, and Melbourne without going over budget. When you are pre-approved, all you need to do is choose the asset that you love.

Personal New and Used Car Financing

Our goal is to help you save time & money on your purchase. Speak with us before visiting any dealership and you’ll be in a better bargaining position.

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Personal

  • 4.99%
  • Must be asset backed
  • 3 years minimum in full time employment
  • 3 years minimum in residence
  • Must have credit score above 800
  • Must be new or demo
  • Must be full time employed more than 3 years.

Commercial

  • 5.99%
  • Must be asset backed
  • Must have credit score above 800
  • 2 years in business & 2 years GST registration
  • New Vehicle only

Car Leasing

Car Leasing

Under this agreement, you use the car while the lender retains ownership of the asset. At the end of the term, you have the option to buy the car or trade it in for a newer model. Speak with us for more information about leasing a car in Australia.
Car Leasing

Novated Lease

Novated Lease

This is perfect for businesses that want to provide a car for their employees. The many benefits for both employer and employee make novated leasing a very viable option. Speak to us and we will coordinate the whole process to make it hassle-free for you.
Novated Lease

Chattel Mortgage

Chattel Mortgage

A chattel mortgage has huge tax and GST benefits. It is a very good option if you are purchasing a car for business purposes. Our expert car finance broker Brisbane team will be glad to answer any questions you have regarding this option..
Chattel Mortgage

Hire Purchase

Hire Purchase

A great option for businesses who want to purchase a car without disrupting their cash flow. With a hire purchase agreement, car loans are financed 100% with a fixed or flexible term.
Hire Purchase

Bad Credit Car Finance

Bad Credit Car Finance

Second chance purchases are common here at eCarz. We have successfully assisted clients secure bad credit car finance even when numerous banks have turned them down and all hope seems lost.
Bad Credit Car Finance

Low Doc Car Loans

Low Doc Car Loans

Great for business owners and the self-employed who may not have all the necessary documents available for a conventional car loan.
Low Doc Car Loans

Tips for an Easy Loan Approval

Getting approved is not hard at all. There are so many lenders, and they all want your business. It’s just a matter of choosing the best quote that suits your needs.

To ensure a speedy process make sure to have the following ready:

Get a FREE car loan eligibility assessment and compare car finance and leasing options without accessing your credit file.

All car finance quotes are supplied to you free and without any obligation.

Man smiling at the camera with keys and clipboard | Featured image for the Car Buying Service Brisbane - Car Buying Experts Page from eCarz.

Frequent Asked Questions

Determine Your Credit Standing

Buying the Right Car Made Easy

Interest rates and approval are largely influenced by your credit history. A low credit score could mean a higher interest rate or, worse, your car loan may not be approved. Here are some things that you need to check to clear out inaccuracies and potentially improve your credit score.

  • Duplicate debts being listed.
  • Fraud or identity theft.
  • Incorrect debt amount.
  • Being listed as in default by mistake.
  • Even an incorrect name or address.
Make sure to review your credit report once a year to catch fraud and inconsistencies before they affect you financially.
 

Note that free credit report providers use data from different reporting agencies so you may need to do some investigating if your score varies from one provider to the other.

 

This is where a car loans Brisbane broker can help. Navigating through your credit report can be intimidating or even alarming if you do not know what to do.

Red SUV | Featured image for the Easy Car Finance page from eCarz.
You can get a copy of your credit report from these sources.

Flexible Loan Repayment Options

The amount of money you pay for your car loan every month is a big consideration. There are different options available, each with their own advantages.

This means that your monthly repayments could vary depending on the prevailing interest rates. If interest rates go down, your monthly repayment could go down as well and vice versa.

Repayments do not go down automatically though, so make sure to ask about it if you choose to have a variable interest rate.

This means that you pay a fixed amount for the entire term of the loan. This is great for budgeting since you know exactly what you will pay every month, but you won’t be able to take advantage of rate cuts either.

Balloon payments allow for a lower monthly repayment, but you will have to pay a certain lump sum at the end of the loan term. You also have the option to refinance the balloon payment if you do not have the amount ready.

Some lenders will allow you to make extra payments on your car loan. Depending on the type of loan you choose, this could potentially save you thousands of dollars in interest payments and you can pay off your loan early.

A few lenders will allow you to pay off your car loan early without charging early termination fees.

A Little More Info

Whether you’re in the market for a new vehicle or an upgrade, eCarz has the means to find just what you’re looking for. We can provide cheap car loans Brisbane, Sydney, and Melbourne wide for life-changing assets such as cars, boats, motorbikes, trucks, machinery and more, plus our award-winning financial advice.

If you’re in the market for something off-road, eCarz also supplies car loans Brisbane wide for boating enthusiasts. Whether it’s a personal jet ski or something a little bigger, our lenders can set you up with a loan to get out on the water sooner.

Our financial connections generate amazing benefits for you, including quick and convenient option comparison, access to a wide range of lenders, speedy finance quotes and approvals, and confidence that you will get the best deal possible.

Motoryclist at sunset | Featured image for the Easy Car Finance page from eCarz.
Get a FREE car loan eligibility assessment and compare car finance and leasing options without accessing your credit file.

All car finance quotes are supplied to you free and without any obligation.

eCarz Reviews

Car Finance Brisbane, Sydney and Melbourne

You can access our quality car finance whether you are located in Brisbane, Sydney, or Melbourne. With our network of 45+ lenders, you’re never far from a great car loan deal.

Brisbane Skyline | Featured image for the Easy Car Finance page from eCarz.

Car Finance Brisbane

Affordable car loans Brisbane wide, we work for you, not the banks! We do the hard work of comparing car loans from a network of 45+ lenders to find the deal that’s best for you. Don’t wait, experience the eCarz difference with our easy car finance Brisbane wide.

Melbourne Skyline | Featured image for the Easy Car Finance page from eCarz.

Car Finance Melbourne

With a network of 45+ lenders, we can offer the best rates possible. Our car loans are a simple choice for easy finance Melbourne wide. eCarz is simply the best and most affordable car finance Melbourne can offer. Don’t wait, experience the difference with our easy car finance.

Sydney Opera House | Featured image for the Easy Car Finance page from eCarz.

Car Finance Sydney

We offer the best rates possible. With our network of 45+ lenders, we guarantee the best car finance Sydney can offer. Don’t wait, experience the eCarz difference with our easy car finance.

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