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Easy Car Finance

Easy Car Finance Brisbane, Sydney and, Melbourne from 2.85%*

With a choice of more than 40 lenders available, we will customise the best car finance deal possible to suit your needs and have you approved for your finance TODAY.

eCarz and Ausloans will help you fund the asset that will improve your life. We provide cheap car loans Brisbane wide for not just cars but also boats, bikes, trucks, equipment, and more…

Let us know how we can help you fund your asset by filling out this form. There’s no obligation to sign up, just a potential financial option to help you get your asset. Our car finance broker Brisbane team will get back to you within a few short hours to let you know if we can give you a loan to get a new vehicle, boat, or piece of equipment.

Get a FREE car loan eligibility assessment and compare car finance and leasing options without accessing your credit file.

All car finance quotes are supplied to you free and without any obligation.

Low Interest Loans, No Deposit, Quick Approvals
Compare 40+ lenders to find the best car finance deal in Australia


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Why eCarz?

eCarz are car loan Brisbane experts! We provide finance, insurance and warranties for cars, boats, bikes, jet skis, trucks, equipment and more with our award-winning finance solutions.

We understand that applying for finance can often be overwhelming. Our customers enjoy the following perks when they choose us as their car finance broker Brisbane wide:

  • Incredibly high approval rate
  • Fast and easy loan approval process
  • Cheap car loans Brisbane, Sydney, Melbourne at the lowest possible interest rates, customised to best suit your circumstances
  • Less documents and time-consuming paperwork
  • Help for both employed and self-employed loan applicants with and without financials

Our Lenders

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Car Loans for Businesses

Our expert car finance broker Brisbane team will help you determine the best type of loan for your business. A few factors to take into consideration are; the nature of your business, tax considerations, and cash-flow requirements. Speak with us for tailor-made financing options.

Interest Rate

Our rates start at 4.79%* for brand new cars. With over 40 lenders in our panel, we are sure to find the best deal for you.
* based on a commercial contract for a new vehicle with specific criteria.

Pre-Approved Financing

Getting pre-approved ensures that you can secure a car loan Brisbane, Sydney and Melbourne wide without going over budget. When you are pre-approved, all you need to do is choose the asset that you love.

Personal New and Used Car Financing

Our goal is to help you save time & money on your purchase. Speak with us before visiting any dealership and you’ll be in a better bargaining position.

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Under this agreement, you use the car while the lender retains ownership of the asset. At the end of the term, you have the option to buy the car or trade it in for a newer model. Speak with us for more information about leasing a car in Australia.

This is perfect for businesses that want to provide a car for their employees. The many benefits for both employer and employee make novated leasing a very viable option. Speak to us and we will coordinate the whole process to make it hassle-free for you.

A chattel mortgage has huge tax and GST benefits. It is a very good option if you are purchasing a car for business purposes. Our expert car finance broker Brisbane team will be glad to answer any questions you have regarding this option.

A great option for businesses who want to purchase a car without disrupting their cash flow. With a hire purchase agreement, car loans are financed 100% with a fixed or flexible term.

Second chance purchases are common here at Ausloans. We have successfully assisted clients secure bad credit car loans even when numerous banks have turned them down and all hope seems lost.

Great for business owners and the self-employed who may not have all the necessary documents available for a conventional car loan.

Tips for an easy loan approval

Getting approved is not hard at all. There are so many lenders and they all want your business. It’s just a matter of choosing the best quote that suits your needs.

To ensure a speedy process make sure to have the following ready:

  • Identification
  • Bank statements
  • Payslips
  • Tax returns
  • Centrelink statement (if applicable)
  • Credit card statements
  • Mortgage statements

Get a FREE car loan eligibility assessment and compare car finance and leasing options without accessing your credit file.

All car finance quotes are supplied to you free and without any obligation.

How much loan repayment can you afford?

This is critical because car loan repayments could take up to 5 years, or even longer in some cases, so making sure that you have a steady source of income is important.

Do you have a regular job or a stable business?

If you are sure that you can manage the monthly repayments, then you are good to go.

Determine your credit standing

Interest rates and approval are largely influenced by your credit history. A low credit score could mean a higher interest rate or, worse, your car loan may not be approved.

Here are some things that you need to check to clear out inaccuracies and potentially improve your credit score.

  • Duplicate debts being listed.
  • Fraud or identity theft.
  • Incorrect debt amount.
  • Being listed as in default by mistake.
  • Even an incorrect name or address.

You can get a copy of your credit report from these sources.

Make sure to review your credit report once a year to catch fraud and inconsistencies before they affect you financially.

Note that free credit report providers use data from different reporting agencies so you may need to do some investigating if your score varies from one provider to the other.

This is where a finance broker can help. Navigating through your credit report can be intimidating or even alarming if you do not know what to do.

What if you have bad credit?

The first thing to do is to thoroughly review your credit report and look for inaccuracies like the ones listed above. If you can find some and dispute them, your score could go a little higher.

If the credit review did not help, then you may need to do a little cleanup and establish a good credit history before you apply for a car loan.

Don’t worry if the car is needed immediately because we have many lender partners who cater to bad credit car loans.

Flexible Loan Repayment Options

The amount of money you pay for your car loan every month is a big consideration. There are different options available, each with their own advantages.

This means that your monthly repayments could vary depending on the prevailing interest rates. If interest rates go down, your monthly repayment could go down as well and vice versa.

Repayments do not go down automatically though, so make sure to ask about it if you choose to have a variable interest rate.

This means that you pay a fixed amount for the entire term of the loan. This is great for budgeting since you know exactly what you will pay every month, but you won’t be able to take advantage of rate cuts either.

Balloon payments allow for a lower monthly repayment, but you will have to pay a certain lump sum at the end of the loan term. You also have the option to refinance the balloon payment if you do not have the amount ready.

Some lenders will allow you to make extra payments on your car loan. Depending on the type of loan you choose, this could potentially save you thousands of dollars in interest payments and you can pay off your loan early.

A few lenders will allow you to pay off your car loan early without charging early termination fees.

A little more info

Whether you’re in the market for a new vehicle or an upgrade, eCarz has the means to find just what you’re looking for. In partnership with Ausloans, we can provide cheap car loans Brisbane, Sydney, and Melbourne wide for life-changing assets such as cars, boats, motorbikes, trucks, machinery and more, plus our award-winning financial advice.

We have more than 40 professional lenders at our disposal, enabling us to meet your needs with an amazing customised deal. The best part – we can have you approved for finance TODAY.

If you’re in the market for something off-road, eCarz also supplies finance for boating enthusiasts. Whether it’s a personal jet ski or something a little bigger, our lenders can set you up with a loan to get out on the water sooner.

Our financial connections generate amazing benefits for you, including quick and convenient option comparison, access to a wide range of lenders, speedy finance quotes and approvals, and confidence that you will get the best deal possible.

Let us know how we can help you fund your asset by filling out this form. It’s obligation-free, and we’ll let you know within hours whether we can give you a loan.

Car Finance Brisbane, Sydney and Melbourne

You can access our quality car finance whether you are located in Brisbane, Sydney, or Melbourne. With our network of 40+ lenders, you’re never far from a great car loan deal.


Car Broker Brisbane

Car Finance Brisbane

Affordable car finance Brisbane wide, at great rates starting from 2.85%*. We do the hard work of comparing car loans from a network of 40+ lenders to find the deal that’s best for you. Don’t wait, experience the eCarz difference with our easy car finance Brisbane wide.

Call 1300 378 387 to get started.

Car Broker Sydney

Car Finance Sydney

Easy car finance Sydney wide, at great rates starting from 2.85%*. With our network of 40+ lenders, we guarantee the best car finance Sydney can offer. Don’t wait, experience the eCarz difference with our easy car finance.

Call 1300 378 387 to get started today.

Car Broker Melbourne

Car Finance Melbourne

With a network of 40+ lenders and great rates starting from 2.85%* our car loans are a simple choice for easy car finance Melbourne wide. eCarz is simply the best and most affordable car finance Melbourne can offer. Don’t wait, experience the difference with our easy car finance.

Call 1300 378 387 to get car loans Brisbane, Sydney, Melbourne today.

Read What Our Customers Says About Us

  • review rating 5  Working with Ace to secure a car for my brother has been the best car buying experience I've ever had. He took over everything and ensured my brother had the car he wanted in under 2 days. Not only did he acquire the exact car my brother was after, he had it delivered from Maroochydore to my brother's workplace. If you are looking for a car, I would recommend Ace. Regards Mike Pappalardo

    thumb Annie Reuss
  • review rating 5  Tammy kept me up to date with progress all the time. Nothing was too difficult for her to manage and follow up. She always came back with an answer. I felt like I had support 24/7. Extremely positive approach and you are always treated as a valued client. She is changing the face of Finance!!

    thumb Bernard Vandeventer
  • review rating 5  Shane was prompt, professional and kept me informed every step of the way. I cannot think of the last time I experienced customer service of this high standard. Shane proved he was working in my best interest time and time again. I, and my friends/family will all be talking to him again soon.

    thumb Matthew Byrne
  • review rating 5  I was recently required to purchase a commercial vehicle for my business Ace was able to obtain a great price within 1 hour At the insistence of my financier, I agreed to allow his car broker to obtain a quote for me also. After 1 day the best price he could obtain was still $1500 more than the quote from Ace. Ace secured the deal and was even thankful enough to meet me at the handover of the vehicle. Great price Great service Thanks Ace

    thumb Ron Fenner
  • review rating 5  Spoke with Tammy to secure finance for a new car. She was very friendly to communicate with and kept me up to date every step of the way. I would highly recommend her to anyone looking to secure a loan.

    thumb Chris Foster
  • review rating 5  Kerry-Anne was absolutely amazing - very professional and so helpful at explaining all the aspects of taking out finance. She really took the stress out of finding the best loan. Would highly recommend!

    thumb Kelly Gilbert
  • review rating 5  Would give more stars if it allowed me but highly highly recommend eCarz! Ace stepped in after a long and hopeless process to getting me in a new car, within 24 hours I was approved and driving away with a massive smile on my face!:) Ace and the eCarz team made this process the most uncomplicated and easy sailing process I’ve had since searching for a new car. Absolutely put their customers needs first above and beyond anything else. Thank you so much for stepping in and helping me through what was a very tough process and making it feel like I had someone finally in my corner fighting alongside to get a perfect result! 10/10 recommend

    thumb EmJ Rick
  • review rating 5  Kerry-Anne was fantastic, helped us enormously, and nothing was too much trouble for her. Unreservedly recommend her and eCarz for any financing requirement. Ours got sorted really quickly and Kerry was there at all stages to assist. Legendary stuff. Thanks all Peter .

    thumb Kathy Goodrich
  • review rating 5  I would like to thank you and your team, Jason for all of your efforts during the boat purchasing process. You guys know your stuff and have acted very professionally and highly capably from the very beginning of the first enquiry.

    thumb Damien Borrow
  • review rating 5  Working with Ace and his team was super easy which made our purchase even easier than expected. We'd picked our preferred car and eCarz did the rest. 3 days later we had our new car in the driveway! Wonderful experience to say the least. We are organising a motorbike purchase now and we have absolute confidence that eCarz will get it done for us just as quickly! Thanks team eCarz!!

    thumb Andrew Harvey

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