Easy Car Finance
ExcellentBased on 966 reviewsTrustindex verifies that the original source of the review is Google.hussam waleed2024-09-13Amazing service Ryan was very good caring and patience He is there to answer any question and give the best advise Highly recommendedTrustindex verifies that the original source of the review is Google.Kirra Kucks2024-09-11Second time using these guys. LOVE IT! Always go above and beyond. Will not even consider buying another vehicle without going through these guys! Marco in finance was a miracle worker and Mick did some hard negotiating! Would never had got the vehicle we did without their help!!Trustindex verifies that the original source of the review is Google.Rachel Vuki2024-09-10Absolutely easy process, professional and friendly service. I would recommend eCarz to anyone looking to sell their car.Trustindex verifies that the original source of the review is Google.mel gorman2024-09-07Lili was amazingly helpful. Helpful every step of the process. Fantastic service.Trustindex verifies that the original source of the review is Google.George Tawk2024-09-06Great service and reliable professional team that help achieving the result neededTrustindex verifies that the original source of the review is Google.Jason Stjernqvist2024-09-04I'm pretty time poor, so to have the guys organise finance, find the car and the insurance was great. The communication was also good and highly recommend Jackson and Jason. Thanks guysTrustindex verifies that the original source of the review is Google.Mark McManus2024-09-03Great experience with Ryan from eCarz - my business had an unusual case and he provided solutions promptly. Would certainly recommend to others.Trustindex verifies that the original source of the review is Google.Shaun Kitching2024-09-03Sold my car through Wayne at eCarz Group and the entire process was very smooth and super easy. If you want a quick sale (and can't be bothered chasing down a private buyer), give these guys a call. Highly recommend.Trustindex verifies that the original source of the review is Google.Jade Dodds2024-09-01I highly recommend Jackson from eCarz Group. His communication was exceptional from start to finish, and he ensured everything was finalised swiftly and smoothly. A fantastic experience all around!Trustindex verifies that the original source of the review is Google.Allan Samuel2024-09-01My broker Jackson was fantastic, he walked me through everything an explain what I needed to do, he found me the best option, I was able to get finance to suit all my needs, I'd highly recommend him an there services...💯👊🏽 I'd definitely go through this finance company again an would highly recommend to others
- More than 60+ lenders available
- Low Interest Loans
- No Deposit
- Quick Approvals
Free Car Loan Eligibility Assessment
Compare car loans and leasing options without accessing your credit file.
Our Lenders
ExcellentBased on 966 reviewsTrustindex verifies that the original source of the review is Google.hussam waleed2024-09-13Amazing service Ryan was very good caring and patience He is there to answer any question and give the best advise Highly recommendedTrustindex verifies that the original source of the review is Google.Kirra Kucks2024-09-11Second time using these guys. LOVE IT! Always go above and beyond. Will not even consider buying another vehicle without going through these guys! Marco in finance was a miracle worker and Mick did some hard negotiating! Would never had got the vehicle we did without their help!!Trustindex verifies that the original source of the review is Google.Rachel Vuki2024-09-10Absolutely easy process, professional and friendly service. I would recommend eCarz to anyone looking to sell their car.Trustindex verifies that the original source of the review is Google.mel gorman2024-09-07Lili was amazingly helpful. Helpful every step of the process. Fantastic service.Trustindex verifies that the original source of the review is Google.George Tawk2024-09-06Great service and reliable professional team that help achieving the result neededTrustindex verifies that the original source of the review is Google.Jason Stjernqvist2024-09-04I'm pretty time poor, so to have the guys organise finance, find the car and the insurance was great. The communication was also good and highly recommend Jackson and Jason. Thanks guysTrustindex verifies that the original source of the review is Google.Mark McManus2024-09-03Great experience with Ryan from eCarz - my business had an unusual case and he provided solutions promptly. Would certainly recommend to others.Trustindex verifies that the original source of the review is Google.Shaun Kitching2024-09-03Sold my car through Wayne at eCarz Group and the entire process was very smooth and super easy. If you want a quick sale (and can't be bothered chasing down a private buyer), give these guys a call. Highly recommend.Trustindex verifies that the original source of the review is Google.Jade Dodds2024-09-01I highly recommend Jackson from eCarz Group. His communication was exceptional from start to finish, and he ensured everything was finalised swiftly and smoothly. A fantastic experience all around!Trustindex verifies that the original source of the review is Google.Allan Samuel2024-09-01My broker Jackson was fantastic, he walked me through everything an explain what I needed to do, he found me the best option, I was able to get finance to suit all my needs, I'd highly recommend him an there services...💯👊🏽 I'd definitely go through this finance company again an would highly recommend to others
Low Interest Loans, No Deposit, Quick Approvals Compare 60+ lenders to find the best car finance deal in Australia
With a choice of more than 60+ lenders available, we will customise the best car finance deal possible to suit your needs and have you approved for your finance TODAY*. eCarz will help you fund the assets that will improve your life. We provide cheap car loans Brisbane wide for not only cars but also boats, bikes, trucks, equipment, and more…
Our Finance Calculator
Let us know how we can help you by filling out our form. There’s no obligation to sign up, just a potential financial option to help you get your asset. Our car finance team will get back to you within a few short hours with information on whether we can loan you for a new vehicle, boat, or piece of equipment.
Get a FREE car loan eligibility assessment and compare car finance and leasing options without accessing your credit file.
All car finance quotes are supplied to you free and without any obligation.
Why eCarz?
eCarz are car loan Brisbane experts! We provide finance, insurance and warranties for cars, boats, bikes, jet skis, trucks, equipment and more with our award-winning finance solutions. We understand that applying for finance can often be overwhelming. Our customers enjoy the following perks when they choose our easy car finance team as their finance broker Brisbane wide:
Incredibly high approval rate
Fast and easy loan approval process
Cheap loans Brisbane, Sydney, and Melbourne at the lowest possible interest rates, customised to best suit your circumstances
Less documents and time-consuming paperwork
Help for both employed and self-employed loan applicants with and without financials
Car Loans for Businesses
Our expert easy car finance brokers will help you determine the best type of loan for your business. A few factors to take into consideration are the nature of your business, tax considerations, and cash-flow requirements. Speak with us about tailor-made financing options.
Interest Rate
We offer the best finance rates for brand-new cars. With over 60+ lenders in our panel, we are sure to find the best deal for you.
* based on a consumer contract for a new vehicle with specific criteria.
Pre-Approved Financing
Getting pre-approved ensures you can secure a car loan in Brisbane, Sydney, and Melbourne without going over budget. When you are pre-approved, all you need to do is choose the asset that you love.
Personal New and Used Car Financing
Our goal is to help you save time & money on your purchase. Speak with us before visiting any dealership and you’ll be in a better bargaining position.
Request a Call Back
Personal
- 4.99%
- Must be asset backed
- 3 years minimum in full time employment
- 3 years minimum in residence
- Must have credit score above 800
- Must be new or demo
- Must be full time employed more than 3 years.
Commercial
- 5.99%
- Must be asset backed
- Must have credit score above 800
- 2 years in business & 2 years GST registration
- New Vehicle only
Car Leasing
Car Leasing
Novated Lease
Novated Lease
Chattel Mortgage
Chattel Mortgage
Low Doc Car Loans
Low Doc Car Loans
Tips for an Easy Loan Approval
Getting approved is not hard at all. There are so many lenders, and they all want your business. It’s just a matter of choosing the best quote that suits your needs.
To ensure a speedy process make sure to have the following ready:
- Identification
- Bank Statements
- Payslips
- Centrlink Statement (if applicable)
- Credit Card Statements
- Mortgage Statements
Get a FREE car loan eligibility assessment and compare car finance and leasing options without accessing your credit file.
All car finance quotes are supplied to you free and without any obligation.
Frequent Asked Questions
This is critical because car loan repayments could take up to 5 years, or even longer in some cases, so making sure that you have a steady source of income is important.
If you are sure that you can manage the monthly repayments, then you are good to go.
The first thing to do is to thoroughly review your credit report and look for inaccuracies like the ones listed above. If you can find some and dispute them, your score could go a little higher.
If the credit review did not help, then you may need to do a little cleanup and establish a good credit history before you apply for a car loan.
Don’t worry if the car is needed immediately because we have many lender partners who cater to bad credit car loans.
Determine Your Credit Standing
Buying the Right Car Made Easy
Interest rates and approval are largely influenced by your credit history. A low credit score could mean a higher interest rate or, worse, your car loan may not be approved. Here are some things that you need to check to clear out inaccuracies and potentially improve your credit score.
- Duplicate debts being listed.
- Fraud or identity theft.
- Incorrect debt amount.
- Being listed as in default by mistake.
- Even an incorrect name or address.
Note that free credit report providers use data from different reporting agencies so you may need to do some investigating if your score varies from one provider to the other.
This is where a car loans Brisbane broker can help. Navigating through your credit report can be intimidating or even alarming if you do not know what to do.
You can get a copy of your credit report from these sources.
Flexible Loan Repayment Options
The amount of money you pay for your car loan every month is a big consideration. There are different options available, each with their own advantages.
This means that your monthly repayments could vary depending on the prevailing interest rates. If interest rates go down, your monthly repayment could go down as well and vice versa.
Repayments do not go down automatically though, so make sure to ask about it if you choose to have a variable interest rate.
This means that you pay a fixed amount for the entire term of the loan. This is great for budgeting since you know exactly what you will pay every month, but you won’t be able to take advantage of rate cuts either.
Balloon payments allow for a lower monthly repayment, but you will have to pay a certain lump sum at the end of the loan term. You also have the option to refinance the balloon payment if you do not have the amount ready.
Some lenders will allow you to make extra payments on your car loan. Depending on the type of loan you choose, this could potentially save you thousands of dollars in interest payments and you can pay off your loan early.
A few lenders will allow you to pay off your car loan early without charging early termination fees.
A Little More Info
Whether you’re in the market for a new vehicle or an upgrade, eCarz has the means to find just what you’re looking for. We can provide cheap car loans Brisbane, Sydney, and Melbourne wide for life-changing assets such as cars, boats, motorbikes, trucks, machinery and more, plus our award-winning financial advice.
If you’re in the market for something off-road, eCarz also supplies car loans Brisbane wide for boating enthusiasts. Whether it’s a personal jet ski or something a little bigger, our lenders can set you up with a loan to get out on the water sooner.
Our financial connections generate amazing benefits for you, including quick and convenient option comparison, access to a wide range of lenders, speedy finance quotes and approvals, and confidence that you will get the best deal possible.
Get a FREE car loan eligibility assessment and compare car finance and leasing options without accessing your credit file.
All car finance quotes are supplied to you free and without any obligation.
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Car Finance Brisbane, Sydney and Melbourne
You can access our quality car finance whether you are located in Brisbane, Sydney, or Melbourne. With our network of 60+ lenders, you’re never far from a great car loan deal.
Car Finance Brisbane
Affordable car loans Brisbane wide, we work for you, not the banks! We do the hard work of comparing car loans from a network of 60+ lenders to find the deal that’s best for you. Don’t wait, experience the eCarz difference with our easy car finance Brisbane wide.
Car Finance Melbourne
With a network of 60+ lenders, we can offer the best rates possible. Our car loans are a simple choice for easy finance Melbourne wide. eCarz is simply the best and most affordable car finance Melbourne can offer. Don’t wait, experience the difference with our easy car finance.
Car Finance Sydney
We offer the best rates possible. With our network of 60+ lenders, we guarantee the best car finance Sydney can offer. Don’t wait, experience the eCarz difference with our easy car finance.