Terms and Conditions

Interest rates are all subject to application. Once the eCarz team have received and reviewed your application, we will present lender options to present to you.

To qualify for 4.99%*, you must meet the following:

Personal

  • 4.99%
  • Must be asset backed
  • 3 years minimum in full time employment
  • 3 years minimum in residence
  • Must have credit score above 800
  • Must be new or demo
  • Must be full time employed more than 3 years.

Commercial

  • 5.99%
  • Must be asset backed
  • Must have credit score above 800
  • 2 years in business & 2 years GST registration
  • New Vehicle only

Fees applicable; depending on Lender 

  • Lenders Fees from $395-$895
  •  Account Keeping Fees – $0 – $10 per month
  • eCarz Finance Service Fee – $990
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