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When it comes to buying a car, one of the biggest decisions you’ll make is how much of a down payment to put forward. While some buyers focus only on the monthly repayments, your deposit can significantly affect the loan terms you’re offered. If you’re considering easy car finance, understanding the role of a down payment will help you secure the right deal for your budget and long-term financial goals. How a Down Payment Affects

When buying a car through a private sale, securing finance can feel a little different compared to purchasing from a dealership. One of the biggest factors lenders consider in approving your loan is your credit score. Understanding how your credit history impacts your financing options — and what you can do to strengthen it — can put you in the driver’s seat for a smoother approval process. How Your Credit Score Affects Car Financing Options

If you’ve taken out a private finance car loan to purchase your vehicle, you might be wondering whether refinancing could save you money or improve your loan terms. Car refinancing involves replacing your current loan with a new one – often with a different lender – to take advantage of better rates, repayment flexibility, or other benefits. But knowing when to refinance and why it might be the right choice is key to making the

If you’re planning to upgrade your car, trading in your current vehicle can help lower the cost of your next purchase. But did you know that the way you handle your trade-in can make a big difference in what you get back? Using a car buying service is one of the most efficient and stress-free ways to maximise your trade-in value—if you know how to approach it. In this article, we’ll explore how car-buying services

Tammy Haug, Senior Asset Finance Specialist at the eCarz Group, has spent nearly 20 years helping Australians finance vehicles, trucks, trailers, and equipment. Now, she’s bringing her extensive experience and client-first mindset to the crane hire industry—an exciting new focus for both Tammy and the eCarz team. Recently featured in the February 2025 edition of Cranes and Lifting, Tammy shared her insights on crane financing and how her practical, tailored approach is helping operators and

When it comes to car finance, misinformation is everywhere. Whether you’re buying your first vehicle or upgrading to a newer model, it’s easy to get lost in the myths and misunderstandings about how car loans really work. At eCarz, we’re here to set the record straight and help you make informed decisions with confidence. Here are five of the most common car finance myths—debunked. Myth 1: You Need a Perfect Credit Score to Get Approved

When buying a car, one of the biggest decisions you’ll make is how to finance it. Should you go through a dealership or explore private vehicle finance options? Both methods offer distinct benefits and potential drawbacks. In this guide, we’ll compare private sale car finance vs dealership finance, to help you decide which option suits your needs and budget best. Dealer Finance: Pros & Cons ✅ Pros: ✔ Easier Approval: Dealerships often have relationships with

Buying a car from a private seller can often lead to better deals than purchasing from a dealership, but it also comes with added risks. Without the guarantees and protections of a certified dealership, it’s essential to do your due diligence. Whether you’re a first-time buyer or a seasoned shopper, knowing the right questions to ask can save you time, money, and a lot of headaches. Here’s a comprehensive checklist of the top questions to

If you’re looking to buy a vehicle through a private seller, it’s essential to understand the process and increase your chances of getting the green light from a lender. Knowing how to get approved for private car finance can save you time, frustration, and money. At eCarz, we’re here to help guide you through the journey with expert advice and access to tailored solutions. In this article, we’ll explore the key steps to take before