Quick Apply For For New Car Finance
Why Choose a Car Finance Broker Like eCarz?
High approval rate
Fast approval process for eligible applicants.
Competitive loan rates, with finance options tailored to suit your circumstances and budget.
Less documents and time-consuming paperwork
Help for both employed and self-employed loan applicants
Working with a car finance broker can give you access to a wide network of lenders and help simplify the finance process. At eCarz, our brokers compare a range of loan options to help you find a finance solution that suits your budget and circumstances.
Whether you’re a first-time buyer, self-employed or looking to refinance, our team can guide you through the application process and manage the paperwork and communication with lenders along the way.
As your dedicated vehicle finance broker, we work with a network of lenders rather than being tied to a single bank or dealership. This gives you the opportunity to compare different finance options, including rates and loan terms, based on your individual circumstances.
We also work with specialist lenders who consider applicants with past credit issues, with eligibility and available options depending on your circumstances. Pre-approval is often available within 24 hours for complete applications, subject to lender assessment and approval.
Our Top Lenders
Get a FREE car loan eligibility assessment and compare finance and leasing options without accessing your credit file.
*All finance quotes are supplied to you free and without any obligation.
Frequent Asked Questions
This is critical because car loan repayments could take up to 5 years, or even longer in some cases, so making sure that you have a steady source of income is important.
If you are sure that you can manage the monthly repayments, then you are good to go.
The first step is to review your credit report and check that the information recorded is accurate and up to date. If you identify an error, you may be able to request that it be corrected.
If your credit history has made it more difficult to access finance, taking steps to improve your financial position and establish a positive repayment history over time may help with future applications.
If you need a vehicle sooner, there may still be finance options available. We work with specialist lenders who consider applicants with past credit issues, with eligibility and loan terms depending on your individual circumstances.
Determine Your Credit Standing
Buying the Right Car Made Easy
Interest rates and approval are largely influenced by your credit history. A low credit score could mean a higher interest rate or, worse, your car loan may not be approved. Here are some things that you need to check to clear out inaccuracies and potentially improve your credit score.
- Duplicate debts being listed.
- Fraud or identity theft.
- Incorrect debt amount.
- Being listed as in default by mistake.
- Even an incorrect name or address.
Note that free credit report providers use data from different reporting agencies so you may need to do some investigating if your score varies from one provider to the other.
This is where a car finance broker can help. Navigating through your credit report can be intimidating or even alarming if you do not know what to do.
