Easy Car Finance

Free Car Loan Eligibility Assessment

Compare car loans and leasing options without accessing your credit file.

Our Lenders

Low Interest Loans, No Deposit, Quick Approvals Compare 60+ lenders to find the best car finance deal in Australia

With a choice of more than 60+ lenders available, we will customise the best car finance deal possible to suit your needs and have you approved for your finance TODAY*. eCarz will help you fund the assets that will improve your life. We provide cheap car loans Brisbane wide for not only cars but also boats, bikes, trucks, equipment, and more…

Our Finance Calculator

Loan Amount

Loan Term

Interest Rate

Balloon %

Let us know how we can help you by filling out our form. There’s no obligation to sign up, just a potential financial option to help you get your asset. Our car finance team will get back to you within a few short hours with information on whether we can loan you for a new vehicle, boat, or piece of equipment.

Get a FREE car loan eligibility assessment and compare car finance and leasing options without accessing your credit file.

All car finance quotes are supplied to you free and without any obligation.

Why eCarz?

eCarz are car loan Brisbane experts! We provide finance, insurance and warranties for cars, boats, bikes, jet skis, trucks, equipment and more with our award-winning finance solutions. We understand that applying for finance can often be overwhelming. Our customers enjoy the following perks when they choose our easy car finance team as their finance broker Brisbane wide:

Incredibly high approval rate

Fast and easy loan approval process

Cheap loans Brisbane, Sydney, and Melbourne at the lowest possible interest rates, customised to best suit your circumstances

Less documents and time-consuming paperwork

Help for both employed and self-employed loan applicants with and without financials

Submit Application Form Online

Email us at: info@ecarz.com.au

Car Loans for Businesses

Our expert easy car finance brokers will help you determine the best type of loan for your business. A few factors to take into consideration are the nature of your business, tax considerations, and cash-flow requirements. Speak with us about tailor-made financing options.

Interest Rate

We offer the best finance rates for brand-new cars. With over 60+ lenders in our panel, we are sure to find the best deal for you.
* based on a consumer contract for a new vehicle with specific criteria.

Pre-Approved Financing

Getting pre-approved ensures you can secure a car loan in Brisbane, Sydney, and Melbourne without going over budget. When you are pre-approved, all you need to do is choose the asset that you love.

Personal New and Used Car Financing

Our goal is to help you save time & money on your purchase. Speak with us before visiting any dealership and you’ll be in a better bargaining position.

Personal

4.99%
Must be asset backed
3 years minimum in full time employment
3 years minimum in residence
Must have credit score above 800
Must be new or demo
Must be full time employed more than 3 years.

Commercial

5.99%
Must be asset backed
Must have credit score above 800
2 years in business & 2 years GST registration
New Vehicle only

Car Leasing

Under this agreement, you use the car while the lender retains ownership of the asset. At the end of the term, you have the option to buy the car or trade it in for a newer model. Speak with us for more information about leasing a car in Australia.

Car Leasing

Novated Lease

This is perfect for businesses that want to provide a car for their employees. The many benefits for both employer and employee make novated leasing a very viable option. Speak to us and we will coordinate the whole process to make it hassle-free for you.

Novated Lease

Chattel Mortgage

A chattel mortgage has huge tax and GST benefits. It is a very good option if you are purchasing a car for business purposes. Our expert car finance broker Brisbane team will be glad to answer any questions you have regarding this option..

Chattel Mortgage

Low Doc Car Loans

Great for business owners and the self-employed who may not have all the necessary documents available for a conventional car loan.

Low Doc Car Loans

Tips for an Easy Loan Approval

Getting approved is not hard at all. There are so many lenders, and they all want your business. It’s just a matter of choosing the best quote that suits your needs.

To ensure a speedy process make sure to have the following ready:

Get a FREE car loan eligibility assessment and compare car finance and leasing options without accessing your credit file.

All car finance quotes are supplied to you free and without any obligation.

Frequent Asked Questions

How Much Loan Repayment Can You Afford?

Do You Need a Regular Job or a Stable Business?

What if You Have Bad Credit?

How Much Loan Repayment Can You Afford?

Do You Need a Regular Job or a Stable Business?

What if You Have Bad Credit?

Determine Your Credit Standing

Buying the Right Car Made Easy

Interest rates and approval are largely influenced by your credit history. A low credit score could mean a higher interest rate or, worse, your car loan may not be approved. Here are some things that you need to check to clear out inaccuracies and potentially improve your credit score.

Duplicate debts being listed.
Fraud or identity theft.
Incorrect debt amount.
Being listed as in default by mistake.
Even an incorrect name or address.

Make sure to review your credit report once a year to catch fraud and inconsistencies before they affect you financially.

Note that free credit report providers use data from different reporting agencies so you may need to do some investigating if your score varies from one provider to the other.

This is where a car loans Brisbane broker can help. Navigating through your credit report can be intimidating or even alarming if you do not know what to do.

You can get a copy of your credit report from these sources.

Canstar

Creditsavvy

Credit Simple

Finder

Getcreditscore

Flexible Loan Repayment Options

The amount of money you pay for your car loan every month is a big consideration. There are different options available, each with their own advantages.

Variable Interest Rate

This means that your monthly repayments could vary depending on the prevailing interest rates. If interest rates go down, your monthly repayment could go down as well and vice versa.

Repayments do not go down automatically though, so make sure to ask about it if you choose to have a variable interest rate.

Fixed Interest Rate

This means that you pay a fixed amount for the entire term of the loan. This is great for budgeting since you know exactly what you will pay every month, but you won’t be able to take advantage of rate cuts either.

Balloon Payment

Balloon payments allow for a lower monthly repayment, but you will have to pay a certain lump sum at the end of the loan term. You also have the option to refinance the balloon payment if you do not have the amount ready.

Additional Payments

Some lenders will allow you to make extra payments on your car loan. Depending on the type of loan you choose, this could potentially save you thousands of dollars in interest payments and you can pay off your loan early.

Early Termination

A few lenders will allow you to pay off your car loan early without charging early termination fees.

A Little More Info

Whether you’re in the market for a new vehicle or an upgrade, eCarz has the means to find just what you’re looking for. We can provide cheap car loans Brisbane, Sydney, and Melbourne wide for life-changing assets such as cars, boats, motorbikes, trucks, machinery and more, plus our award-winning financial advice.

If you’re in the market for something off-road, eCarz also supplies car loans Brisbane wide for boating enthusiasts. Whether it’s a personal jet ski or something a little bigger, our lenders can set you up with a loan to get out on the water sooner.

Our financial connections generate amazing benefits for you, including quick and convenient option comparison, access to a wide range of lenders, speedy finance quotes and approvals, and confidence that you will get the best deal possible.

Get a FREE car loan eligibility assessment and compare car finance and leasing options without accessing your credit file.

All car finance quotes are supplied to you free and without any obligation.

eCarz Reviews

Matthew's Review

I can’t recommend eCarz enough. Their service is impeccable. Tammy was amazing to deal with for the entire process. Easy to talk to, and made the whole experience a pleasure. It was hassle free, quick and even got me a better interest rate. I most certainly will be returning to eCarz in the future.

Tristan's Review

I highly recommend the team at eCarz, Darren and Ace did a fantastic job with not only selling our car at a great price in such a short amount of time but also getting our new car at the price we wanted, which wasn’t an easy task! The guys did all the work so we didn’t have to lift a finger. The whole process was quick and smooth and I can’t imagine buying or selling a car without contacting these guys! Thank you so much eCarz, we’ll be going through you guys again in the future!

Shanelle's Review

I wanna say a VERY BIG !!! thanks to Collin, he was fantastic throughout the whole process. Thank u so much for getting us our new car Collin.

Jessie's Review

Sean did a great job sourcing my vehicle for me, he was more than happy to answer any of my questions and make any changes as I needed. The guys at eCarz made delivery day feel special with a reveal for my new car, overall it’s been a great experience.

Christopher's Review

Working with Corina was an amazing experience she was so helpful and made the whole process so easy and stress free .

Tony's Review

Sean has been so helpful with my situation has gone above and beyond to get me what i wanted and i recommend him to anyone that's wanting to purchase anything. He will contact you straight away and will always keep you in the loop, cant thank you enough now that me and family has a bigger vehicle.

Samuel Cameron's Review

David was fantastic to work with, he made everything as easy as possible and made sure i got where i needed to go with the best deal he could find. 100% would recommend using ecarz.

Casey North's Review

Dave was absolutely amazing! Answered all my calls, my questions and was super helpful! I would 100% recommend him to anyone.

Rachael Albrett's Review

David took my stress away in getting finance for our car. He was blardy awesome all the way through the whole process. Always kept us in the loop with whats going on. Gave insight of how to make our side of things looks better for the future😊Will definitely do business with him again. David is exceptional and I'm forever grateful for all he done for us to get our awesome outcome.

Car Finance Brisbane, Sydney and Melbourne

You can access our quality car finance whether you are located in Brisbane, Sydney, or Melbourne. With our network of 60+ lenders, you’re never far from a great car loan deal.

Car Finance Brisbane

Affordable car loans Brisbane wide, we work for you, not the banks! We do the hard work of comparing car loans from a network of 60+ lenders to find the deal that’s best for you. Don’t wait, experience the eCarz difference with our easy car finance Brisbane wide.

Car Finance Melbourne

With a network of 60+ lenders, we can offer the best rates possible. Our car loans are a simple choice for easy finance Melbourne wide. eCarz is simply the best and most affordable car finance Melbourne can offer. Don’t wait, experience the difference with our easy car finance.

Car Finance Sydney

We offer the best rates possible. With our network of 60+ lenders, we guarantee the best car finance Sydney can offer. Don’t wait, experience the eCarz difference with our easy car finance.