Easy Car Finance
Free Car Loan Eligibility Assessment
Compare car loans and leasing options without accessing your credit file.
- More than 60+ lenders available
- Low Interest Loans
- No Deposit
- Quick Approvals
Car Finance & Car Refinancing Made Simple with eCarz
At eCarz, we understand that every driver’s financial journey is different — whether you’re buying your first car, upgrading your ride, or looking to reduce your monthly repayments. That’s why our car finance and car refinancing solutions are designed to give you flexibility, confidence, and control. From securing finance on a new or used vehicle to refinancing your existing loan for a better deal, we’re here to help make the process smooth and stress-free. With access to a wide network of lenders and a focus on personalised support, eCarz takes the hassle out of financing your next move on the road.
Our Car Finance Lenders
Low Interest Loans, No Deposit, Quick Approvals Compare 60+ lenders to find the best car finance deal in Australia
With a choice of more than 60+ lenders available, we will customise the best car finance deal possible to suit your needs and have you approved for your finance TODAY*. eCarz will help you fund the assets that will improve your life. We provide cheap car loans for not only cars but also boats, bikes, trucks, equipment, and more…
Our Car Finance Calculator
Let us know how we can help you by filling out our form. There’s no obligation to sign up, just a potential financial option to help you get your asset. Our car finance team will get back to you within a few short hours with information on whether we can loan you for a new vehicle, boat, or piece of equipment.
Get a FREE car loan eligibility assessment and compare car finance and leasing options without accessing your credit file.
All car finance quotes are supplied to you free and without any obligation.
Why eCarz?
eCarz are car loan experts! We provide finance, insurance and warranties for cars, boats, bikes, jet skis, trucks, equipment and more with our award-winning finance solutions. We understand that applying for finance or car refinancing can often be overwhelming. Our customers enjoy the following perks when they choose our easy car finance team as their finance broker!Â
Incredibly high approval rate
Fast and easy car loan approval process
Cheap loans at the lowest possible interest rates, customised to best suit your circumstances
Less documents and time-consuming paperwork
Help for both employed and self-employed loan applicants with and without financials
Car Loans for Businesses
Our expert easy car finance brokers will help you determine the best type of loan for your business. A few factors to take into consideration are the nature of your business, tax considerations, and cash-flow requirements. Speak with us about tailor-made financing options.
Interest Rate
We offer the best finance rates for brand-new cars. With over 60+ lenders in our panel, we are sure to find the best deal for you.
* based on a consumer contract for a new vehicle with specific criteria.
Pre-Approved Financing
Getting pre-approved ensures you can secure a car loan in Brisbane, Sydney, and Melbourne without going over budget. When you are pre-approved, all you need to do is choose the asset that you love.
Personal New and Used Car Financing
Our goal is to help you save time & money on your purchase. Speak with us before visiting any dealership and you’ll be in a better bargaining position.
Car Leasing
Car Leasing
Novated Lease
Novated Lease
Chattel Mortgage
Chattel Mortgage
Low Doc Car Loans
Low Doc Car Loans
Tips for an Easy Car Loan Approval
Getting approved for a car loan doesn’t have to be complicated. At eCarz, we aim to make the process as straightforward as possible, whether you’re applying for your first loan or looking into car refinancing for a better deal. Here are some simple tips to help you prepare and boost your chances of securing cheap car finance:
At eCarz, we make it our mission to simplify the process and help you secure easy car finance that suits your lifestyle. Whether you’re starting fresh or exploring car refinancing options to lower your current repayments, we’re here to support you every step of the way.
Get a FREE car loan eligibility assessment and compare car finance and leasing options without accessing your credit file.
All car finance quotes are supplied to you free and without any obligation.
Frequent Asked Questions
This is critical because car loan repayments could take up to 5 years, or even longer in some cases, so making sure that you have a steady source of income is important.
If you are sure that you can manage the monthly repayments, then you are good to go.
The first thing to do is to thoroughly review your credit report and look for inaccuracies like the ones listed above. If you can find some and dispute them, your score could go a little higher.
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If the credit review did not help, then you may need to do a little cleanup and establish a good credit history before you apply for a car loan.
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Don’t worry if the car is needed immediately because we have many lender partners who cater to bad credit car loans.
Determine Your Credit Standing
Buying the Right Car Made Easy
Interest rates and approval are largely influenced by your credit history. A low credit score could mean a higher interest rate or, worse, your car loan may not be approved. Here are some things that you need to check to clear out inaccuracies and potentially improve your credit score.
- Duplicate debts being listed.
- Fraud or identity theft.
- Incorrect debt amount.
- Being listed as in default by mistake.
- Even an incorrect name or address.
Note that free credit report providers use data from different reporting agencies so you may need to do some investigating if your score varies from one provider to the other.
This is where a car loans broker can help. Navigating through your credit report can be intimidating or even alarming if you do not know what to do.
You can get a copy of your credit report from these sources.
Flexible Loan Repayment Options
The amount of money you pay for your car loan every month is a big consideration. There are different options available, each with their own advantages.
This means that your monthly repayments could vary depending on the prevailing interest rates. If interest rates go down, your monthly repayment could go down as well and vice versa.
Repayments do not go down automatically though, so make sure to ask about it if you choose to have a variable interest rate.
This means that you pay a fixed amount for the entire term of the loan. This is great for budgeting since you know exactly what you will pay every month, but you won’t be able to take advantage of rate cuts either.
Balloon payments allow for a lower monthly repayment, but you will have to pay a certain lump sum at the end of the loan term. You also have the option to refinance the balloon payment if you do not have the amount ready.
Some lenders will allow you to make extra payments on your car loan. Depending on the type of loan you choose, this could potentially save you thousands of dollars in interest payments and you can pay off your loan early.
A few lenders will allow you to pay off your car loan early without charging early termination fees.
A Little More Info
Whether you’re in the market for a new vehicle or an upgrade, eCarz has the means to find just what you’re looking for. We can provide cheap car loans Brisbane, Sydney, and Melbourne wide for life-changing assets such as cars, boats, motorbikes, trucks, machinery and more, plus our award-winning financial advice.
If you’re in the market for something off-road, eCarz also supplies car loans Brisbane wide for boating enthusiasts. Whether it’s a personal jet ski or something a little bigger, our lenders can set you up with a loan to get out on the water sooner.
Our financial connections generate amazing benefits for you, including quick and convenient option comparison, access to a wide range of lenders, speedy finance quotes and approvals, and confidence that you will get the best deal possible.
Get a FREE car loan eligibility assessment and compare car finance and leasing options without accessing your credit file.
All car finance quotes are supplied to you free and without any obligation.
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